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Suman Joshi

Suman Joshi

The author, a former banker, is the Founder and Chairman of True North Associates, a private equity firm.

Latest

OPINION

Foreign Aid and Nepal’s Missed Opportunities

If Rwanda can rebuild from genocide and Bangladesh can industrialize in spite of corruption, what excuse does Nepal have?
Sep 01, 2025
OPINION

Nepal’s Double Digit Growth: A Dare

In order for Nepal to achieve double-digit growth, a shift in our development model is required:  one that is rooted in bold leadership, institutional agility, the courage to break from convention and a stomach for big initiatives.
Jul 16, 2025
Opinion, OPINION

What Banks Need to Become: Part II

To walk the first path, banks must be able to ask, “What do our customers need and how can we better serve them?” instead of, “What do regulators allow?”  
Jun 22, 2025
OPINION

Symbiosis of Poor Education and Credentialism in Nepal's Bur...

Nepal’s bureaucratic machinery - spanning both government and private sectors - suffers from chronic inefficiency and systemic dysfunction. A significant driver of this is the toxic combination of a weak education system and an over-reliance on academic degrees as gatekeepers for white collar...
Jun 02, 2025
OPINION

Unlocking Private Credit Market in Nepal

Nepal’s ongoing crisis in the financial co-operative sector has exposed vulnerabilities within the country’s financial system. Thousands of members are facing the loss of deposits due to mismanagement, fraud, and regulatory shortcomings, which have significantly eroded public confidence...
May 08, 2025